DSCR up to 8 units in Rowland Heights, CA

DSCR loan in Rowland Heights, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Rowland Heights, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Rowland Heights, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Rowland Heights, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Rowland Heights, CA real estate investors have you covered.

Investment Opportunities in Rowland Heights, CA

The Benefits of DSCR Loan in Rowland Heights, California

DSCR (Debt Service Coverage Ratio) loans offer several advantages in Rowland Heights, California. These loans provide a more flexible approval process compared to traditional mortgages, making them ideal for self-employed individuals or those with non-traditional income sources.

Moreover, DSCR loans consider the property's income potential rather than just the borrower's income, allowing investors to qualify based on the property's revenue generation capabilities. This can be beneficial for individuals looking to invest in rental properties or commercial real estate in Rowland Heights.

Furthermore, DSCR loans often have lower down payment requirements, making them accessible to a wider range of borrowers. The competitive interest rates associated with these loans also make them an attractive financing option for those looking to purchase property in the thriving market of Rowland Heights.

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