DSCR up to 8 units in Royse City, TX

DSCR loan in Royse City, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Royse City, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Royse City, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Royse City, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Royse City, TX real estate investors have you covered.

Investment Opportunities in Royse City, TX

DSCR Loan Benefits in Royse City, Texas

DSCR loans bring several advantages to Royse City residents. These loans consider the property's income potential rather than the borrower's credit score, making them attractive for real estate investors. With lower qualification requirements, borrowers can secure financing for income-generating properties with ease. Additionally, DSCR loans typically offer competitive interest rates, enabling investors to maximize their returns on investment.

Demographics

Royse City, Texas, has a diverse population with a mix of young families and professionals. The city's population has been steadily growing, attracting individuals seeking a suburban lifestyle with easy access to urban amenities. The community in Royse City is known for its friendly atmosphere and strong sense of community, making it an attractive place to live for people of all ages.

Housing Market

The housing market in Royse City is vibrant, with a range of housing options to suit different preferences and budgets. From spacious single-family homes to modern apartments, the city offers a variety of choices for potential homebuyers. The market is competitive yet balanced, providing opportunities for both buyers and sellers to find suitable deals.

Main Attractions

Royse City boasts several attractions that appeal to residents and visitors alike. The city's historic downtown area offers a charming mix of shops, restaurants, and cultural venues. Outdoor enthusiasts can enjoy the nearby parks and recreational facilities, providing ample opportunities for leisure and outdoor activities. With its close proximity to Dallas, residents of Royse City can also easily access the city's vibrant cultural scene and entertainment options.

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