DSCR up to 8 units in Sacramento, CA

DSCR loan in Sacramento, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Sacramento, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Sacramento, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Sacramento, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Sacramento, CA real estate investors have you covered.

Investment Opportunities in Sacramento, CA

Benefits of a DSCR Loan in Sacramento, California

A Debt Service Coverage Ratio (DSCR) loan offers numerous benefits for real estate investors in Sacramento, California. These loans are specifically designed to provide investors with the financing needed to purchase income-generating properties. One of the key advantages is that DSCR loans do not solely rely on the borrower's personal income. Instead, the property's cash flow is the primary factor considered for loan approval, making it an attractive option for investors.

Sacramento, the capital of California, is a diverse and vibrant city with a population that reflects this diversity. The city is home to a mix of young professionals, families, and retirees, creating a dynamic community. With a growing job market and a range of industries, Sacramento offers a promising environment for real estate investments, including rental properties that can benefit from DSCR loans.

The housing market in Sacramento is experiencing steady growth, with property values rising steadily over the past few years. The demand for rental properties remains high, providing a stable income source for real estate investors. With a variety of neighborhoods and housing options, Sacramento offers opportunities for investors to diversify their portfolios and capitalize on the city's growing real estate market.

Among Sacramento's main attractions are its rich history, cultural landmarks, and outdoor recreational activities. The city is known for its historic Old Sacramento district, the State Capitol building, and the Crocker Art Museum. Outdoor enthusiasts can enjoy the nearby Sierra Nevada mountains, as well as the Sacramento and American Rivers, offering a range of outdoor activities such as hiking, biking, and water sports.

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