DSCR up to 8 units in San Andreas, CA

DSCR loan in San Andreas, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in San Andreas, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in San Andreas, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in San Andreas, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our San Andreas, CA real estate investors have you covered.

Investment Opportunities in San Andreas, CA

The Benefits of DSCR Loans in San Andreas, California

DSCR (Debt Service Coverage Ratio) loans provide numerous benefits to borrowers in the real estate market of San Andreas, California. These loans offer financial flexibility by considering the property's income potential rather than just the borrower's credit score. This can open up opportunities for investors looking to purchase income-generating properties or commercial real estate.

San Andreas, located in Calaveras County, California, has a diverse population with a mix of individuals from different ethnic backgrounds. The town has a strong sense of community and offers a peaceful yet vibrant lifestyle to its residents. The demographics comprise a blend of young professionals, families, and retirees, contributing to a rich tapestry of cultural experiences.

The housing market in San Andreas is characterized by a mix of historic homes and modern developments. The town offers a variety of housing options, including single-family homes, apartments, and ranch-style properties. With the availability of DSCR loans, aspiring homeowners and investors have the opportunity to secure financing for their dream properties while taking advantage of the town's steady real estate market growth.

San Andreas boasts attractions that cater to a range of interests, from outdoor enthusiasts to history buffs. Visitors can explore the stunning Calaveras Big Trees State Park, known for its giant sequoia trees, or delve into the town's Gold Rush history at the Calaveras County Museum. The vibrant Main Street features shops, restaurants, and community events, offering a charming backdrop to daily life in San Andreas.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now