DSCR up to 8 units in San Antonio, TX

DSCR loan in San Antonio, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in San Antonio, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in San Antonio, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in San Antonio, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our San Antonio, TX real estate investors have you covered.

Investment Opportunities in San Antonio, TX

Benefits of DSCR Loan in San Antonio, Texas

1. Financial Flexibility: DSCR loans provide investors with financial flexibility by assessing the property's income potential rather than relying solely on personal income. This allows for leveraging the property's earning potential for loan approval.

2. Lower Risk: With Debt-Service Coverage Ratio (DSCR), lenders evaluate a property's ability to generate income to cover its debt obligations, reducing the risk for the borrower. This can lead to lower interest rates and more favorable terms.

3. Investment Opportunities: DSCR loans open doors to investment opportunities in the San Antonio real estate market by offering financing options that are tailored to income-generating properties, encouraging property investment and development.

Demographics: San Antonio, Texas, is a diverse city with a population of over 1.5 million, known for its rich cultural heritage and bustling economy. The city has a strong Hispanic influence and a growing tech industry.

Housing Market: San Antonio's housing market offers a mix of historic homes and modern developments. The city has experienced steady growth in property values, making it an attractive location for real estate investment.

Main Attractions: San Antonio is famous for attractions such as the historic Alamo, the River Walk, and vibrant culinary scene. Residents and visitors alike enjoy the city's numerous parks, museums, and cultural events.

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