DSCR up to 8 units in San Ardo, CA

DSCR loan in San Ardo, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in San Ardo, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in San Ardo, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in San Ardo, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our San Ardo, CA real estate investors have you covered.

Investment Opportunities in San Ardo, CA

DSCR Loan Benefits in San Ardo, California

The Debt-Service Coverage Ratio (DSCR) loan offers numerous benefits to individuals and businesses in San Ardo, California. One of the key advantages is the ability to secure financing based on the income potential of the property being financed, rather than personal income. This is particularly beneficial for real estate investors looking to expand their portfolios without relying solely on personal finances.

San Ardo, located in Monterey County, has a population that reflects a diverse and vibrant community. With a mix of different cultures and backgrounds, the demographics of San Ardo contribute to a rich tapestry of experiences and traditions. This diversity also extends to the local businesses and services available in the area, providing residents with a range of options for their daily needs.

The housing market in San Ardo is dynamic and offers opportunities for both buyers and sellers. With a range of property types available, from single-family homes to multi-unit buildings, there is something to suit every preference and budget. Additionally, the stable growth in property values in San Ardo makes it an attractive location for real estate investment, further enhancing the appeal of the area.

San Ardo boasts a variety of main attractions that draw visitors and residents alike. The stunning natural beauty of nearby Pinnacles National Park offers outdoor enthusiasts ample opportunities for hiking, rock climbing, and wildlife spotting. For those interested in history and culture, Mission San Antonio de Padua provides a glimpse into California's past with its well-preserved architecture and artifacts.

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