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DSCR up to 8 units in San Bernardino, CA

DSCR loan in San Bernardino, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in San Bernardino, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in San Bernardino, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in San Bernardino, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our San Bernardino, CA real estate investors have you covered.

Investment Opportunities in San Bernardino, CA

Benefits of DSCR Loan in San Bernardino, California

DSCR (Debt Service Coverage Ratio) loans offer numerous benefits to borrowers in San Bernardino, California. These loans are ideal for real estate investors as they focus on the property's income-generating potential rather than the borrower's personal income or credit score. This can make it easier for investors to qualify for loans and expand their real estate portfolios.

Demographically, San Bernardino is a diverse city in Southern California with a mix of cultures and backgrounds. The population is around 215,000 people, with a median age of 29.4 years. The city is known for its rich history and vibrant community, making it an attractive place for investors and homebuyers alike.

The housing market in San Bernardino offers a range of opportunities for real estate investors. With a median home price of around $313,000, the city provides affordable housing options compared to neighboring areas. The market is experiencing steady growth, making it an appealing location for both first-time buyers and seasoned investors.

Some of the main attractions in San Bernardino include the historic Route 66, the San Bernardino National Forest, and the Glen Helen Regional Park. These attractions offer residents and visitors a variety of outdoor activities, cultural experiences, and a glimpse into the city's rich heritage.

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