DSCR up to 8 units in San Carlos, CA

DSCR loan in San Carlos, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in San Carlos, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in San Carlos, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in San Carlos, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our San Carlos, CA real estate investors have you covered.

Investment Opportunities in San Carlos, CA

Benefits of DSCR Loan in San Carlos, California

A Debt Service Coverage Ratio (DSCR) loan in San Carlos, California offers various benefits to borrowers. One key advantage is that it considers the property's income potential rather than just the borrower's credit score, making it accessible to a wider range of applicants.

Additionally, DSCR loans typically have lower interest rates and longer repayment terms compared to traditional loans, providing borrowers with more flexibility and potentially lower monthly payments.

Moreover, these loans are especially advantageous for real estate investors looking to finance income-generating properties, as the focus on property income helps assess the loan's risk more accurately.

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