DSCR up to 8 units in San Diego, CA

DSCR loan in San Diego, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in San Diego, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in San Diego, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in San Diego, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our San Diego, CA real estate investors have you covered.

Investment Opportunities in San Diego, CA

Benefits of DSCR Loan in San Diego, California

A Debt Service Coverage Ratio (DSCR) loan provides various benefits for individuals or businesses looking to invest in real estate in San Diego, California. One of the main advantages is that it helps borrowers qualify for loans based on the property's income rather than personal income.

San Diego, known for its breathtaking beaches, diverse culture, and renowned universities, boasts a population of over 1.4 million people. The city's demographics include a mix of professionals, students, and families, creating a vibrant and dynamic community.

The housing market in San Diego offers a range of options from luxury beachfront properties to affordable suburban homes. With a steady demand for housing fueled by a robust economy and favorable climate, investing in real estate with a DSCR loan can lead to profitable returns.

San Diego is home to iconic attractions such as the San Diego Zoo, Balboa Park, and the USS Midway Museum. From world-class dining to outdoor adventures, the city offers a wide array of activities for residents and visitors alike, making it a highly desirable place to live and invest.

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