DSCR up to 8 units in San Diego, TX

DSCR loan in San Diego, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in San Diego, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in San Diego, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in San Diego, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our San Diego, TX real estate investors have you covered.

Investment Opportunities in San Diego, TX

Benefits of DSCR Loan in San Diego, Texas

A Debt-Service Coverage Ratio (DSCR) loan in San Diego, Texas offers numerous advantages to potential borrowers. It provides more accessible financing options for real estate investments, especially for those with lower credit scores or irregular income streams.

Demographically, San Diego, Texas, is a diverse community with a population made up of various ethnicities. The city experiences mild weather year-round, making it an attractive place for individuals and families seeking a comfortable living environment.

In terms of the housing market, San Diego, Texas, offers a range of affordable options for both renters and buyers. The market is stable and has shown consistent growth over the past few years, making it a favorable location for real estate investments.

Some of the main attractions in San Diego, Texas, include the historic downtown area, where visitors can explore local shops and restaurants, as well as the nearby natural attractions such as parks and hiking trails, making it an ideal destination for outdoor enthusiasts.

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