DSCR up to 8 units in San Fernando, CA

DSCR loan in San Fernando, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in San Fernando, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in San Fernando, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in San Fernando, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our San Fernando, CA real estate investors have you covered.

Investment Opportunities in San Fernando, CA

Benefits of DSCR Loan in San Fernando, California

DSCR (Debt Service Coverage Ratio) loans provide borrowers in San Fernando with increased financial flexibility and lower risk. These loans are ideal for real estate investments as they calculate the cash flow available to meet debt obligations.

San Fernando, with a population of approximately 24,000 residents, boasts a diverse community with a rich cultural heritage. The city has a strong sense of community and offers a range of amenities, schools, and recreational opportunities for residents of all ages.

The housing market in San Fernando is experiencing steady growth, with a mix of historic properties and modern developments. The median home value is around $550,000, making it an attractive location for both homebuyers and investors looking for long-term value appreciation.

Main attractions in San Fernando include the beautiful Brand Park and the vibrant Maclay Avenue, lined with shops and restaurants. The city also hosts various cultural events and festivals throughout the year, showcasing its lively and welcoming community.

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