DSCR up to 8 units in San Francisco, CA

DSCR loan in San Francisco, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in San Francisco, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in San Francisco, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in San Francisco, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our San Francisco, CA real estate investors have you covered.

Investment Opportunities in San Francisco, CA

Benefits of DSCR Loan in San Francisco

A Debt-Service Coverage Ratio (DSCR) loan in San Francisco provides borrowers with a way to finance their property investments while ensuring financial stability. With a DSCR loan, lenders analyze the property's ability to generate income to cover debt obligations, reducing the risks for both parties involved.

Demographics in San Francisco depict a diverse and vibrant population. Known for its tech-savvy residents, the city attracts young professionals and entrepreneurs seeking opportunities in Silicon Valley. The city's cultural richness is evident in its varied neighborhoods, each offering a unique experience.

The housing market in San Francisco is competitive but promises lucrative returns for investors. While property prices are high, rental demand remains strong due to the city's booming economy and job opportunities. Investing in real estate with a DSCR loan can provide stable returns in this dynamic market.

San Francisco's main attractions include the iconic Golden Gate Bridge, Alcatraz Island, and the historic cable cars. The city is renowned for its culinary scene, world-class museums, and picturesque waterfront. These attractions contribute to the city's appeal for tourists and residents alike.

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