DSCR up to 8 units in San Gregorio, CA

DSCR loan in San Gregorio, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in San Gregorio, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in San Gregorio, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in San Gregorio, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our San Gregorio, CA real estate investors have you covered.

Investment Opportunities in San Gregorio, CA

Benefits of DSCR Loan in San Gregorio, California

DSCR (Debt Service Coverage Ratio) loans offer numerous benefits for individuals and businesses in San Gregorio, California. These loans provide a reliable source of funding for real estate investments, offering competitive interest rates and terms tailored to the borrower's needs. With a focus on the property's income rather than the borrower's credit score, DSCR loans are accessible to a wider range of applicants, making them an attractive financing option.

San Gregorio, California, is a small, picturesque community located along the coast. The area boasts a diverse population, with a mix of older residents who have lived there for generations and newcomers drawn to the area's natural beauty. The demographics include a blend of artists, farmers, and tech professionals, creating a unique and vibrant community.

The housing market in San Gregorio offers a mix of historic homes, modern developments, and expansive estates, catering to various preferences and budgets. Properties in the area have shown consistent appreciation in value, making it an attractive location for both homeowners and investors. The market is relatively stable, with opportunities for growth and development.

San Gregorio is known for its scenic beauty and outdoor recreational opportunities. Residents and visitors can enjoy hiking along the coastal trails, exploring the redwood forests, and relaxing on the pristine beaches. The area is also home to charming wineries, local cafes, and art galleries, offering a unique blend of cultural and natural attractions.

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