DSCR up to 8 units in San Luis Rey, CA

DSCR loan in San Luis Rey, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in San Luis Rey, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in San Luis Rey, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in San Luis Rey, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our San Luis Rey, CA real estate investors have you covered.

Investment Opportunities in San Luis Rey, CA

Benefits of DSCR Loan in San Luis Rey, California

DSCR (Debt Service Coverage Ratio) loans offer numerous advantages for individuals looking to invest in real estate in San Luis Rey, California. These loans are tailored for income-producing properties and provide borrowers with greater flexibility in terms of qualifying for a loan. DSCR loans also typically have lower interest rates compared to traditional mortgages, making them an attractive option for investors seeking to maximize their cash flow.

San Luis Rey, California, boasts a diverse population with a mix of demographics. The town is known for its strong sense of community, with residents coming from various cultural backgrounds. The area has a growing economy, offering ample opportunities for businesses and individuals alike. Additionally, San Luis Rey has a favorable climate, making it an ideal place to call home.

The housing market in San Luis Rey is dynamic and offers a range of options for potential buyers. From single-family homes to condominiums and townhouses, the real estate market caters to various preferences and budgets. With the help of a DSCR loan, buyers can secure financing for their dream home while taking advantage of the competitive interest rates and flexible terms available in the market.

San Luis Rey is also home to several main attractions that appeal to residents and visitors. The town is known for its beautiful beaches, scenic parks, and historic sites. Whether exploring the San Luis Rey Mission or enjoying outdoor activities along the coast, there is no shortage of things to see and do in this vibrant community.

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