DSCR up to 8 units in San Marcos, CA

DSCR loan in San Marcos, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in San Marcos, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in San Marcos, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in San Marcos, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our San Marcos, CA real estate investors have you covered.

Investment Opportunities in San Marcos, CA

Benefits of a DSCR Loan in San Marcos, California

DSCR loans provide borrowers in San Marcos, California, with a financing option that is based on the property's income potential rather than the borrower's credit score. This allows investors to leverage the property's cash flow to secure a loan, making it an attractive option for those looking to invest in income-generating real estate in the area.

San Marcos, California, boasts a diverse population with a mix of young professionals, families, and retirees. The city's demographics show a higher-than-average median income compared to the state average, making it an appealing location for real estate investment and development.

The housing market in San Marcos is vibrant, with a mix of single-family homes, townhouses, and apartment complexes. The demand for housing in the area is steadily increasing due to the city's proximity to major employment centers and excellent school districts, making it a prime location for real estate investment.

Some of the main attractions in San Marcos include the beautiful Lake San Marcos, hiking trails in the nearby hills, and popular shopping and dining destinations. The city's vibrant arts and cultural scene, along with its active community events, make it a desirable place to live and invest in real estate.

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