DSCR up to 8 units in San Mateo, CA

DSCR loan in San Mateo, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in San Mateo, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in San Mateo, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in San Mateo, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our San Mateo, CA real estate investors have you covered.

Investment Opportunities in San Mateo, CA

Benefits of DSCR Loan in San Mateo, California

DSCR (Debt Service Coverage Ratio) loans offer numerous benefits for aspiring homeowners in San Mateo, California. These loans provide a more flexible lending option, particularly for self-employed individuals or those with non-traditional income sources. DSCR loans focus more on the property's income potential rather than the borrower's credit score, making them a great choice for investors.

San Mateo, California, nestled in the heart of the Silicon Valley, boasts a diverse population with a strong sense of community. The city's demographics reflect a blend of cultures and backgrounds, creating a rich tapestry of traditions and experiences. With a high standard of living and excellent schools, San Mateo is an attractive destination for families and young professionals alike.

The housing market in San Mateo is competitive yet dynamic, offering a range of property options from cozy condos to luxurious estates. Despite its premium prices, the real estate market in San Mateo remains resilient, with steady appreciation rates and a strong demand for housing. Investing in San Mateo's real estate market can provide long-term stability and lucrative returns for savvy investors.

San Mateo boasts a variety of attractions, including the picturesque Central Park, which hosts numerous community events and festivals throughout the year. The city's downtown area features a vibrant dining scene, trendy boutiques, and cultural venues, making it a hub of activity for residents and visitors alike. With easy access to the coast and nearby hiking trails, San Mateo offers a perfect blend of urban convenience and natural beauty.

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