DSCR up to 8 units in San Miguel, CA

DSCR loan in San Miguel, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in San Miguel, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in San Miguel, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in San Miguel, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our San Miguel, CA real estate investors have you covered.

Investment Opportunities in San Miguel, CA

Benefits of DSCR Loan in San Miguel, California

DSCR loans in San Miguel, California offer numerous benefits to potential homebuyers. One of the key advantages is the Debt Service Coverage Ratio (DSCR) that ensures borrowers can comfortably afford their mortgage payments, creating financial stability and peace of mind.

Demographically, San Miguel is a diverse community with a population that includes a mix of young professionals, families, and retirees. The town boasts a rich cultural heritage and a welcoming atmosphere, making it an attractive place for people from various backgrounds to call home.

The housing market in San Miguel is vibrant, with a range of options available from cozy single-family homes to spacious estates. The area has seen steady growth in property values over the years, making it a sound investment for potential buyers looking to establish roots in a thriving real estate market.

Some of the main attractions in San Miguel include its scenic vineyards and wineries, offering residents and visitors alike the opportunity to explore the region's renowned wine country. Additionally, the town is home to charming boutiques, galleries, and local eateries, providing a unique blend of small-town charm and modern amenities.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now