DSCR up to 8 units in San Quentin, CA

DSCR loan in San Quentin, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in San Quentin, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in San Quentin, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in San Quentin, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our San Quentin, CA real estate investors have you covered.

Investment Opportunities in San Quentin, CA

Benefits of DSCR Loan in San Quentin, California

DSCR (Debt Service Coverage Ratio) loans offer numerous benefits for borrowers in San Quentin, California. These loans provide borrowers with financing options based on the property's income rather than the borrower's credit score, making them ideal for investors looking to purchase income-generating properties.

Demographics: San Quentin, California, has a diverse population with a mix of residents from various cultural backgrounds. The community is known for its strong sense of unity and support for local businesses and initiatives.

Housing Market: The housing market in San Quentin offers a wide range of options, from historic homes to modern condominiums. With the rise in demand for rental properties, investing in real estate in San Quentin can be a profitable venture for those looking to capitalize on the area's growing market.

Main Attractions: San Quentin, California, is home to several main attractions, including the iconic San Quentin State Prison, known for its historical significance. The area also boasts beautiful parks, scenic waterfronts, and a vibrant culinary scene that attracts locals and tourists alike.

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