DSCR up to 8 units in San Rafael, CA

DSCR loan in San Rafael, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in San Rafael, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in San Rafael, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in San Rafael, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our San Rafael, CA real estate investors have you covered.

Investment Opportunities in San Rafael, CA

Benefits of a DSCR Loan in San Rafael, California

DSCR (Debt Service Coverage Ratio) loans offer numerous advantages to borrowers in San Rafael, California. These loans provide a way for real estate investors to secure financing based on the property's income potential rather than personal income. This allows investors to leverage the property's cash flow to qualify for the loan, making it easier to finance projects and expand their portfolio.

San Rafael, located in Marin County, boasts a diverse population with a mix of young professionals, families, and retirees. The city has a strong economy with a focus on healthcare, technology, and education. The community is known for its excellent schools, cultural events, and outdoor recreational activities, making it an attractive place to live and invest in real estate.

The housing market in San Rafael offers a range of options from historic homes to modern condos. While prices have been on the rise in recent years, the market remains competitive with low inventory levels. However, with the help of DSCR loans, investors can take advantage of the market dynamics to finance property acquisitions and renovations.

Some of the main attractions in San Rafael include the Marin Civic Center, designed by Frank Lloyd Wright, the vibrant Downtown area with shops and restaurants, and nearby natural beauty such as China Camp State Park and Mount Tamalpais. These attractions add to the city's charm and appeal to residents and visitors alike.

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