DSCR up to 8 units in San Ysidro, CA

DSCR loan in San Ysidro, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in San Ysidro, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in San Ysidro, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in San Ysidro, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our San Ysidro, CA real estate investors have you covered.

Investment Opportunities in San Ysidro, CA

Benefits of DSCR Loan in San Ysidro, California

DSCR loans in San Ysidro offer attractive interest rates and flexible terms, making them ideal for real estate investors looking to purchase or refinance properties. They are particularly beneficial for borrowers with multiple income properties.

San Ysidro, located in southern San Diego, boasts a diverse population with a strong Hispanic presence. The median age is 29, and the median household income is around $41,000. The area is known for its vibrant cultural scene and delicious Mexican cuisine.

The housing market in San Ysidro is thriving, with a variety of property options available, from affordable condos to luxury homes. The median home value is $350,000, and the market is competitive but offers great opportunities for both buyers and sellers.

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