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DSCR loan in Santa Ana, CA is based on the property's cash flow without the borrower's income verification.
DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Santa Ana, CA, and many other cities throughout Texas and the US.
Buy-and-hold investors in Santa Ana, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.
If you are looking at a single-family home, condo, townhome, or multiplex, our Santa Ana, CA real estate investors have you covered.
DSCR loans, also known as Debt Service Coverage Ratio loans, offer numerous benefits to borrowers in Santa Ana, California. These loans are specifically designed for real estate investment properties and allow investors to secure financing based on the property's income rather than their personal income or credit score. Demographics in Santa Ana showcase a vibrant and diverse community. With a population of over 300,000 residents, the city boasts a rich cultural tapestry with a majority Hispanic population. The city is also known for its youthful demographic, with a median age of 29, making it an attractive location for young professionals and families alike. The housing market in Santa Ana is thriving, offering a mix of historic homes and modern developments. The median home value in Santa Ana is around $600,000, making it an affordable option compared to neighboring cities. With a strong demand for rental properties, investing in real estate in Santa Ana can be a lucrative opportunity for investors. Santa Ana is home to a variety of attractions, including the Bowers Museum, Discovery Cube Orange County, and the Santa Ana Zoo. The city also features a vibrant culinary scene, with diverse dining options ranging from authentic Mexican cuisine to trendy gastropubs. Additionally, its proximity to Disneyland and beautiful beaches makes it a desirable location for residents and visitors alike.
Benefits of DSCR Loan in Santa Ana, California