DSCR up to 8 units in Santa Clara, CA

DSCR loan in Santa Clara, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Santa Clara, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Santa Clara, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Santa Clara, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Santa Clara, CA real estate investors have you covered.

Investment Opportunities in Santa Clara, CA

Benefits of DSCR Loan in Santa Clara, California

A Debt Service Coverage Ratio (DSCR) loan in Santa Clara, California provides numerous advantages to borrowers. One key benefit is the ability to secure financing even with lower credit scores. This type of loan focuses more on the property's income potential rather than the borrower's credit history, making it an attractive option for those with less-than-perfect credit.

Additionally, DSCR loans offer flexibility in repayment terms, allowing borrowers to tailor the loan to their financial situation. This can include longer loan terms, interest-only payments, or balloon payments, providing options to suit various financial strategies and goals.

Moreover, DSCR loans can help investors maximize their purchasing power by leveraging the property's income potential. This can lead to higher returns on investment and increased cash flow, making it an appealing choice for real estate investors in Santa Clara.

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