Get Approved at The Lowest Rate
DSCR loan in Santa Cruz, CA is based on the property's cash flow without the borrower's income verification.
DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Santa Cruz, CA, and many other cities throughout Texas and the US.
Buy-and-hold investors in Santa Cruz, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.
If you are looking at a single-family home, condo, townhome, or multiplex, our Santa Cruz, CA real estate investors have you covered.
DSCR (Debt Service Coverage Ratio) loans offer numerous benefits to borrowers in Santa Cruz, California. These loans are ideal for real estate investors as they rely on the property's income to cover the loan payments rather than the borrower's income. This can help investors qualify for larger loans and grow their real estate portfolios. Furthermore, DSCR loans often come with competitive interest rates and terms, making them an attractive financing option for both experienced investors and newcomers to the real estate market in Santa Cruz. Demographically, Santa Cruz is a diverse and vibrant coastal city known for its laid-back atmosphere and iconic boardwalk. With a population that skews younger due to the presence of the University of California, Santa Cruz, the city offers a mix of students, professionals, and families. In terms of the housing market, Santa Cruz has experienced steady appreciation in home values over the years. The market is competitive, with limited inventory driving up prices, making it an attractive location for real estate investment. Some of the main attractions in Santa Cruz include the famous Santa Cruz Beach Boardwalk, the picturesque Natural Bridges State Beach, and the vibrant downtown area with its shops, restaurants, and cultural events.
Benefits of DSCR Loan in Santa Cruz, California
