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DSCR loan in Santa Rosa, CA is based on the property's cash flow without the borrower's income verification.
DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Santa Rosa, CA, and many other cities throughout Texas and the US.
Buy-and-hold investors in Santa Rosa, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.
If you are looking at a single-family home, condo, townhome, or multiplex, our Santa Rosa, CA real estate investors have you covered.
DSCR loans in Santa Rosa offer numerous benefits to borrowers. These loans provide flexibility in terms of income documentation, making them ideal for self-employed individuals or those with non-traditional income sources. Additionally, DSCR loans allow for higher debt-to-income ratios, enabling borrowers to qualify for larger loan amounts. With a population of over 175,000, Santa Rosa is a diverse and vibrant city located in Sonoma County, California. The demographics of Santa Rosa showcase a mix of young professionals, families, and retirees, creating a dynamic community with a range of interests and backgrounds. The housing market in Santa Rosa is competitive yet offers a variety of options for buyers. From historic neighborhoods with charming Victorian homes to modern developments with contemporary designs, Santa Rosa's housing market caters to diverse preferences and budgets. Santa Rosa boasts a range of attractions, including the Charles M. Schulz Museum, dedicated to the creator of Peanuts comics, and the Luther Burbank Home & Gardens, celebrating the renowned horticulturist. The city also offers easy access to the Sonoma Valley wine region, known for its vineyards and tasting rooms.
Benefits of a DSCR Loan in Santa Rosa, California
