DSCR up to 8 units in Santa Rosa, TX

DSCR loan in Santa Rosa, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Santa Rosa, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Santa Rosa, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Santa Rosa, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Santa Rosa, TX real estate investors have you covered.

Investment Opportunities in Santa Rosa, TX

Benefits of DSCR Loans in Santa Rosa, Texas

DSCR loans in Santa Rosa, Texas offer numerous benefits to borrowers. One of the key advantages is the Debt-Service Coverage Ratio (DSCR) which allows lenders to assess the borrower's ability to cover loan payments. This ensures responsible lending practices and reduces the risk for both parties involved.

Demographics

Santa Rosa, located in the state of Texas, boasts a diverse population with a mix of various ethnicities and cultures. The town has a growing community of young professionals attracted by the vibrant local economy and affordable living costs.

Housing Market

The housing market in Santa Rosa is thriving, offering a range of housing options suitable for different preferences and budgets. With the help of DSCR loans, residents have the opportunity to invest in their dream homes or properties while benefiting from favorable loan terms and interest rates.

Main Attractions

Aside from its strong real estate market, Santa Rosa is well-known for its charming downtown area, historical landmarks, and proximity to natural attractions such as parks and outdoor recreational areas. Residents and visitors alike can enjoy a blend of modern amenities and a rich cultural heritage.

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