DSCR up to 8 units in Santa Ynez, CA

DSCR loan in Santa Ynez, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Santa Ynez, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Santa Ynez, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Santa Ynez, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Santa Ynez, CA real estate investors have you covered.

Investment Opportunities in Santa Ynez, CA

Benefits of DSCR Loan in Santa Ynez, California

DSCR (Debt Service Coverage Ratio) loans offer numerous benefits for individuals and businesses in Santa Ynez, California. These loans provide financial flexibility by allowing borrowers to leverage their income to secure financing for real estate investments. With competitive interest rates and longer repayment periods, DSCR loans enable borrowers to manage cash flow efficiently.

Santa Ynez, California, boasts a diverse demographic profile with a mix of residents ranging from young professionals to retirees. The area is known for its scenic beauty, vineyards, and ranches, attracting individuals seeking a peaceful yet vibrant community to call home. The serene landscape and temperate climate make Santa Ynez a desirable location for those looking to invest in real estate.

The housing market in Santa Ynez, California, offers a range of options for prospective buyers, from cozy cottages to luxurious estates. The market has seen steady growth in recent years, driven by factors such as low inventory levels and high demand from buyers seeking to capitalize on the area's appeal. DSCR loans play a crucial role in facilitating real estate transactions and supporting the overall stability of the housing market.

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