DSCR up to 8 units in Santee, CA

DSCR loan in Santee, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Santee, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Santee, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Santee, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Santee, CA real estate investors have you covered.

Investment Opportunities in Santee, CA

Benefits of DSCR Loan in Santee, California

DSCR loans in Santee, California offer numerous benefits to borrowers. These loans are ideal for real estate investors looking to finance income-producing properties. The Debt Service Coverage Ratio (DSCR) ensures that the property's income covers the loan payments, reducing the risk for lenders and providing favorable terms for borrowers.

Santee, California, is a vibrant city with a diverse population. The demographics of Santee reflect a mix of families, young professionals, and retirees. The city has a strong sense of community and offers a range of amenities for residents of all ages.

The housing market in Santee is robust, with a growing demand for rental properties. DSCR loans provide investors with the opportunity to capitalize on the increasing property values in the area. The market is competitive, but with the right financing, investors can take advantage of the opportunities available.

Santee, California, is home to several main attractions, including the Santee Lakes Recreation Preserve, where visitors can enjoy fishing, camping, and hiking. The city also has a bustling shopping and dining scene, with local boutiques and restaurants to explore. Additionally, Santee is located near popular San Diego attractions, making it an ideal location for both visitors and residents.

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