DSCR up to 8 units in Santo, TX

DSCR loan in Santo, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Santo, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Santo, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Santo, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Santo, TX real estate investors have you covered.

Investment Opportunities in Santo, TX

DSCR Loan Benefits in Santo, Texas

DSCR (Debt-Service Coverage Ratio) loans offer several advantages to borrowers in Santo, Texas. These loans provide a reliable way for individuals and businesses to finance real estate investments while ensuring that the property generates enough income to cover mortgage payments and operating expenses.

Demographics in Santo, Texas reveal a close-knit community with a population of around 1,120 residents. The town boasts a mix of families and retirees, creating a friendly and welcoming atmosphere. The cost of living is affordable, making Santo an attractive place for those seeking a peaceful lifestyle.

The housing market in Santo presents opportunities for both buyers and sellers. With a median home value below the national average, aspiring homeowners can find affordable properties. Additionally, the market is stable, indicating a balanced supply of homes for sale and steady demand from potential buyers.

Some main attractions in Santo include the picturesque Brazos River for outdoor enthusiasts, offering activities such as fishing and kayaking. The historic downtown area features quaint shops and restaurants, perfect for leisurely strolls and exploring local culture. Santo also hosts community events that bring residents together.

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