DSCR up to 8 units in Sawyerville, AL

DSCR loan in Sawyerville, AL is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Sawyerville, AL, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Sawyerville, AL

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Sawyerville, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Sawyerville, AL real estate investors have you covered.

Investment Opportunities in Sawyerville, AL

Benefits of DSCR Loan in Sawyerville, Alabama

DSCR (Debt-Service Coverage Ratio) loans offer borrowers in Sawyerville, Alabama, financial flexibility by allowing them to use the potential income from the property to qualify for a loan, rather than relying solely on personal income.

Sawyerville, Alabama, is a small town with a close-knit community. The demographic makeup includes a mix of working professionals, retirees, and families. The cost of living is relatively low compared to larger cities, making it an attractive option for those seeking a more relaxed lifestyle.

The housing market in Sawyerville is stable, with a range of affordable options available for buyers. DSCR loans can help individuals looking to invest in rental properties or expand their real estate portfolio in this market.

Main attractions in Sawyerville include the historic downtown area, local parks, and nearby outdoor recreational opportunities such as hiking trails and fishing spots. Residents enjoy a peaceful environment away from the hustle and bustle of city life.

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