DSCR up to 8 units in Sebastopol, CA

DSCR loan in Sebastopol, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Sebastopol, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Sebastopol, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Sebastopol, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Sebastopol, CA real estate investors have you covered.

Investment Opportunities in Sebastopol, CA

Benefits of DSCR Loan in Sebastopol, California

DSCR (Debt Service Coverage Ratio) loans in Sebastopol offer borrowers the advantage of using potential rental income to qualify for a loan. This is particularly beneficial for real estate investors looking to purchase income-generating properties.

Sebastopol, California, is a charming city located in Sonoma County with a population of around 8,000 residents. Known for its vibrant arts community, farmers' markets, and organic farms, Sebastopol attracts a diverse population of artists, farmers, and entrepreneurs.

The housing market in Sebastopol is competitive yet diverse, offering a mix of historic homes, modern developments, and rural properties. The median home value in Sebastopol is above the national average, reflecting the desirability of the area and its proximity to the wine country.

Some main attractions in Sebastopol include the Luther Burbank Experiment Farm, the Sebastopol Center for the Arts, and the Barlow, a trendy outdoor market space with shops and restaurants. Visitors and residents alike enjoy the relaxed, bohemian atmosphere of Sebastopol.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now