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DSCR loan in Shafter, CA is based on the property's cash flow without the borrower's income verification.
DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Shafter, CA, and many other cities throughout Texas and the US.
Buy-and-hold investors in Shafter, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.
If you are looking at a single-family home, condo, townhome, or multiplex, our Shafter, CA real estate investors have you covered.
DSCR (Debt Service Coverage Ratio) loans offer numerous benefits to borrowers in Shafter, California. One of the key advantages is that they are based on the property's income potential rather than just the borrower's credit score, making them accessible to a wider range of investors and property owners. Demographically, Shafter is a vibrant city in Kern County with a diverse population. The city has a strong agricultural presence, with many residents working in the farming and food processing industries. Its proximity to Bakersfield and various transportation hubs makes it an attractive location for both businesses and residents. In terms of the housing market, Shafter offers affordable real estate options compared to neighboring cities. The market has seen steady growth in recent years, making it an ideal place for property investment. With the availability of DSCR loans, investors can capitalize on the growing real estate opportunities in the area. Some of the main attractions in Shafter include the Minter Field Air Museum, which showcases the city's aviation history, and the Shafter Depot Museum, offering insights into the local railroad heritage. Additionally, the city hosts various community events and festivals throughout the year, creating a lively and engaging environment for residents and visitors alike.
Benefits of DSCR Loan in Shafter, California
