DSCR up to 8 units in Shandon, CA

DSCR loan in Shandon, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Shandon, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Shandon, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Shandon, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Shandon, CA real estate investors have you covered.

Investment Opportunities in Shandon, CA

The Benefits of DSCR Loan in Shandon, California

DSCR (Debt-Service Coverage Ratio) loans offer a range of benefits for individuals looking to invest in real estate in Shandon, California. These loans provide borrowers with consistent cash flow to cover their debt obligations, making them particularly attractive for property investors.

Shandon, California, a quaint town in San Luis Obispo County, has a diverse population with a mix of families, young professionals, and retirees. The town's population has been steadily growing, offering a vibrant community for residents.

The housing market in Shandon is competitive yet affordable compared to neighboring areas. With a range of housing options from cozy townhouses to spacious single-family homes, individuals can find a property that suits their needs and budget.

Shandon boasts several main attractions, including the picturesque Shandon Valley Vineyard, where visitors can enjoy wine tasting tours and scenic views. The town also offers outdoor activities such as hiking in the nearby hills and exploring the charming downtown area.

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