DSCR up to 8 units in Shasta Lake, CA

DSCR loan in Shasta Lake, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Shasta Lake, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Shasta Lake, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Shasta Lake, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Shasta Lake, CA real estate investors have you covered.

Investment Opportunities in Shasta Lake, CA

Benefits of DSCR Loan in Shasta Lake, California

DSCR (Debt Service Coverage Ratio) loans offer several benefits to individuals in Shasta Lake, California. These loans are ideal for real estate investors, as they consider the property's income potential rather than just the borrower's credit score, making them more accessible for those with fluctuating income sources.

Additionally, DSCR loans typically have lower interest rates and longer repayment terms compared to traditional loans, providing borrowers with greater flexibility and lower monthly payments. Moreover, these loans can help investors expand their real estate portfolios and increase their cash flow through rental properties.

Demographically, Shasta Lake is a vibrant community with a mix of residents, including families, retirees, and young professionals. The city boasts a diverse population and a strong sense of community, making it an attractive place to live and invest in real estate.

Furthermore, the housing market in Shasta Lake is experiencing steady growth, with a range of affordable housing options available for buyers and investors. The city's strategic location near the beautiful Shasta Lake provides residents with stunning views and easy access to outdoor recreational activities.

Some main attractions in Shasta Lake include the Shasta Dam, which offers guided tours and panoramic views of the lake, as well as the Shasta-Trinity National Forest, perfect for hiking, fishing, and camping enthusiasts. The city also hosts various events and festivals throughout the year, showcasing its local culture and heritage.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now