DSCR up to 8 units in Shaver Lake, CA

DSCR loan in Shaver Lake, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Shaver Lake, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Shaver Lake, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Shaver Lake, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Shaver Lake, CA real estate investors have you covered.

Investment Opportunities in Shaver Lake, CA

DSCR Loan Benefits in Shaver Lake, California

Benefits of a DSCR Loan

A Debt Service Coverage Ratio (DSCR) loan in Shaver Lake, California, provides borrowers with a more flexible repayment structure, lower interest rates, and higher borrowing limits compared to traditional loans.

Demographics

Shaver Lake, located in Fresno County, has a population of approximately 700 residents. The area is popular among outdoor enthusiasts, retirees, and those seeking a tranquil mountain lifestyle.

Housing Market

The housing market in Shaver Lake offers a variety of properties, including cozy cabins, luxurious lakefront homes, and spacious mountain retreats. The market is stable, with moderate appreciation rates.

Main Attractions

Shaver Lake is renowned for its picturesque beauty, offering opportunities for boating, fishing, hiking, and skiing. Popular attractions include the Shaver Lake Marina, China Peak Mountain Resort, and the Sierra National Forest.

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