DSCR up to 8 units in Shepherd, TX

DSCR loan in Shepherd, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Shepherd, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Shepherd, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Shepherd, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Shepherd, TX real estate investors have you covered.

Investment Opportunities in Shepherd, TX

Benefits of DSCR Loan in Shepherd, Texas

DSCR (Debt Service Coverage Ratio) loans offer significant advantages to borrowers in Shepherd, Texas. These loans are ideal for real estate investors as they primarily rely on the property's income to qualify, making them accessible even if personal income levels are not as strong.

Demographics in Shepherd, Texas show a close-knit community with a population that values small-town living. The area boasts a diverse mix of residents, including families, retirees, and young professionals attracted by the town's serene environment and friendly atmosphere.

The housing market in Shepherd, Texas is characterized by affordable property prices, especially when compared to nearby urban areas. The availability of DSCR loans further enhances the market by providing investors with financial options to acquire and develop real estate, driving growth and development in the region.

Some main attractions in Shepherd, Texas include the stunning Lake Run-A-Muck for outdoor enthusiasts, the local Farmer's Market showcasing fresh produce, and the charming downtown area with its unique shops and restaurants. Residents and visitors alike enjoy the peaceful surroundings and sense of community in Shepherd.

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