DSCR up to 8 units in Shiner, TX

DSCR loan in Shiner, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Shiner, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Shiner, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Shiner, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Shiner, TX real estate investors have you covered.

Investment Opportunities in Shiner, TX

Benefits of DSCR Loan in Shiner, Texas

DSCR (Debt-Service Coverage Ratio) loans offer significant advantages to borrowers in Shiner, Texas. These loans are known for their flexibility in terms of payments and collateral options, making them accessible to a wide range of borrowers.

Demographically, Shiner is a charming city with a population of approximately 2,000 residents. The town has a vibrant community that values its rich German and Czech heritage, evident in its annual events like the Shiner Half Moon Holidays.

Shiner's housing market is robust, with a mix of historical homes and modern properties. The city boasts affordable real estate prices compared to larger metropolitan areas in Texas, making it an attractive location for first-time homebuyers and investors looking for opportunities.

Some of the main attractions in Shiner include the Spoetzl Brewery, famous for producing Shiner beer, and the picturesque Green Dickson Park, a popular spot for outdoor recreation and family gatherings. Additionally, the local food scene, including authentic Czech cuisine, adds to the town's unique charm.

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