DSCR up to 8 units in Shingle Springs, CA

DSCR loan in Shingle Springs, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Shingle Springs, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Shingle Springs, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Shingle Springs, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Shingle Springs, CA real estate investors have you covered.

Investment Opportunities in Shingle Springs, CA

DSCR Loans in Shingle Springs, California

DSCR (Debt-Service Coverage Ratio) loans offer numerous benefits to real estate investors in Shingle Springs, California. These loans provide greater flexibility by considering the property's income-generating potential, rather than just personal income. This increases the chances of loan approval and allows investors to leverage their property's cash flow to secure financing.

Shingle Springs boasts a diverse demographic mix, with a population that appreciates the serene countryside lifestyle while enjoying proximity to urban amenities. The area has a growing community of young professionals, families, and retirees, creating a vibrant and inclusive environment.

The housing market in Shingle Springs is dynamic, with a range of properties available to cater to different preferences and budgets. The market shows stability and growth potential, making it an attractive location for real estate investment. With a variety of single-family homes, estates, and land parcels, there are options for every buyer.

Some of the main attractions in Shingle Springs include its picturesque natural surroundings, such as the El Dorado National Forest and Sly Park Recreation Area, offering outdoor enthusiasts ample opportunities for hiking, camping, and boating. Additionally, the area features charming historical sites, wineries, and local shops, providing a unique blend of activities for residents and visitors alike.

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