DSCR up to 8 units in Sidney, TX

DSCR loan in Sidney, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Sidney, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Sidney, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Sidney, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Sidney, TX real estate investors have you covered.

Investment Opportunities in Sidney, TX

Benefits of DSCR Loan in Sidney, Texas

DSCR (Debt Service Coverage Ratio) loan provides a stable financial solution for real estate investors in Sidney, Texas. This loan type ensures that your property's income covers its operating expenses and debt payments, mitigating financial risks and enhancing long-term investment stability.

Sidney, Texas, a quaint town with a population of around 300, offers a peaceful and tight-knit community. The demographics predominantly consist of families and retirees, creating a welcoming environment for individuals seeking a serene lifestyle away from the hustle and bustle of city life.

The housing market in Sidney, Texas, features a mix of historic homes and modern properties, catering to various preferences. With affordable prices compared to neighboring cities, investing in real estate in Sidney presents a promising opportunity for growth and potential rental income.

While Sidney may be small, it boasts attractions like the scenic Brushy Creek Vineyards and Winery, where visitors can enjoy wine tasting and tours. Additionally, outdoor enthusiasts can explore the nearby Lake Leon for fishing, boating, and picnicking, adding a touch of leisure to the tight-knit community lifestyle.

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