DSCR up to 8 units in Simi Valley, CA

DSCR loan in Simi Valley, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Simi Valley, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Simi Valley, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Simi Valley, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Simi Valley, CA real estate investors have you covered.

Investment Opportunities in Simi Valley, CA

Benefits of DSCR Loan in Simi Valley, California

DSCR (Debt Service Coverage Ratio) loans in Simi Valley offer numerous advantages for real estate investors. One significant benefit is the ability to secure financing based on the property's income potential rather than personal income. This allows investors to expand their portfolios without impacting their personal credit.

Simi Valley, California, boasts a diverse population with a median household income above the national average. The city's demographics include a mix of families, young professionals, and retirees, creating a stable and attractive real estate market for investors interested in DSCR loans.

The Simi Valley housing market is characterized by a balanced supply of homes ranging from single-family residences to luxury estates. With steady appreciation rates and a strong rental market, investors can leverage DSCR loans to capitalize on the city's growing property values and rental demand.

Simi Valley offers a range of attractions, including the beautiful Reagan Library, scenic hiking trails in the nearby Santa Susana Mountains, and family-friendly parks and recreational facilities. These amenities, coupled with the city's safe neighborhoods and excellent schools, make Simi Valley a desirable location for real estate investment.

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