DSCR up to 8 units in Soda Springs, CA

DSCR loan in Soda Springs, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Soda Springs, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Soda Springs, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Soda Springs, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Soda Springs, CA real estate investors have you covered.

Investment Opportunities in Soda Springs, CA

The Benefits of DSCR Loan in Soda Springs, California

A Debt Service Coverage Ratio (DSCR) loan in Soda Springs, California offers numerous advantages to borrowers. These loans have lower interest rates compared to traditional mortgages, making them more affordable for businesses and individuals looking to invest in real estate.

Demographically, Soda Springs, California has a population of approximately 5,000 residents. The town is known for its diverse community, with a mix of professionals, families, and retirees. The median household income is above the national average, providing a stable economic base for residents.

In terms of the housing market, Soda Springs offers a variety of options ranging from cozy single-family homes to luxury estates. The market is stable with moderate appreciation rates, making it an attractive location for both homeowners and investors looking for long-term growth potential.

Some of the main attractions in Soda Springs include the picturesque Soda Springs Park, perfect for outdoor activities and relaxation. The town also boasts a vibrant arts scene, with local galleries and theaters showcasing talent from the area. Additionally, the proximity to scenic natural parks and recreational facilities makes it an ideal destination for nature lovers and outdoor enthusiasts.

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