DSCR up to 8 units in Soquel, CA

DSCR loan in Soquel, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Soquel, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Soquel, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Soquel, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Soquel, CA real estate investors have you covered.

Investment Opportunities in Soquel, CA

Benefits of DSCR Loan in Soquel, California

DSCR loans in Soquel, California, offer numerous benefits to borrowers. These loans are specifically designed to finance investment properties and are ideal for real estate investors looking to generate rental income. One of the primary advantages of a DSCR loan is that the borrower's debt-service coverage ratio is evaluated instead of their personal income, making it easier for individuals with multiple properties to qualify.

Soquel, California, is a vibrant community with a diverse population. The town has a mix of young professionals, families, and retirees, creating a dynamic and inclusive atmosphere. With a strong sense of community, residents in Soquel enjoy access to quality schools, healthcare facilities, and recreational activities, making it an attractive place to live and invest in real estate.

The housing market in Soquel, California, is robust and offers a variety of properties to suit different budgets and preferences. From charming single-family homes to modern condominiums, there is something for everyone in Soquel. The market has remained stable over the years, experiencing steady appreciation in property values, making it a profitable location for real estate investments.

Some of the main attractions in Soquel include the stunning coastline with pristine beaches, picturesque parks for outdoor activities, and a vibrant downtown area with unique shops and restaurants. Additionally, the town is conveniently located near Santa Cruz and other major cities, providing residents with easy access to urban amenities and entertainment options.

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