DSCR up to 8 units in South Dos Palos, CA

DSCR loan in South Dos Palos, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in South Dos Palos, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in South Dos Palos, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in South Dos Palos, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our South Dos Palos, CA real estate investors have you covered.

Investment Opportunities in South Dos Palos, CA

Benefits of DSCR Loan in South Dos Palos, California

One of the primary benefits of a Debt Service Coverage Ratio (DSCR) loan in South Dos Palos, California, is the flexibility it provides to borrowers. DSCR loans are specifically designed to evaluate the ability of income-generating properties to cover their debt obligations, offering more options for financing.

In terms of demographics, South Dos Palos is a diverse community located in Merced County, California. With a population of approximately 1,500 residents, the area is known for its rich cultural heritage and strong sense of community.

When it comes to the housing market, South Dos Palos offers a mix of single-family homes, townhouses, and apartments, providing options for buyers and renters alike. The market is relatively stable, with affordable housing options compared to neighboring areas.

Some of the main attractions in South Dos Palos include the beautiful Dos Palos Y Golf Course, offering a scenic and challenging course for golf enthusiasts. The community also hosts various festivals and events throughout the year, showcasing local talent and traditions.

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