DSCR up to 8 units in South Houston, TX

DSCR loan in South Houston, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in South Houston, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in South Houston, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in South Houston, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our South Houston, TX real estate investors have you covered.

Investment Opportunities in South Houston, TX

Benefits of DSCR Loan in South Houston, Texas

DSCR loans, also known as Debt-Service Coverage Ratio loans, offer numerous benefits to borrowers in South Houston, Texas. These loans are particularly advantageous for real estate investors as they assess the property's income potential rather than the borrower's credit score, making them more accessible to a wider range of investors.

Demographically, South Houston is a culturally diverse area with a growing population. The area has a mix of residential and commercial properties, making it an attractive location for both investors and residents. With a strong job market and affordable living costs, the region continues to attract new residents seeking opportunities and a high quality of life.

The housing market in South Houston is dynamic, offering a range of property options from single-family homes to multi-unit residences. With the help of DSCR loans, investors can capitalize on the growing demand for rental properties in the area, providing them with a steady income stream and the potential for long-term appreciation.

Main attractions in South Houston include Space Center Houston, Gulf Coast Distillery, and 1940 Air Terminal Museum. These attractions draw tourists and residents alike, contributing to the vibrant local economy and making South Houston a desirable place to live and invest.

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