DSCR up to 8 units in Stamford, TX

DSCR loan in Stamford, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Stamford, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Stamford, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Stamford, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Stamford, TX real estate investors have you covered.

Investment Opportunities in Stamford, TX

Benefits of DSCR Loan in Stamford, Texas

DSCR loans in Stamford, Texas offer numerous benefits for borrowers. These loans are ideal for real estate investors as they primarily consider the property's income potential, making it easier to qualify even if personal income is lower. Additionally, DSCR loans typically have lower interest rates than traditional loans, resulting in reduced borrowing costs over the loan term. Moreover, these loans can help investors leverage their investments and expand their real estate portfolios efficiently.

Stamford, Texas, is a small yet vibrant community with a rich demographic mix. The town has a population of approximately 3,100 residents, with a median age of 40 years. The area is known for its friendly neighborhoods and strong sense of community, making it an attractive location for families and individuals looking for a close-knit environment.

The housing market in Stamford, Texas, offers diverse opportunities for both homebuyers and real estate investors. The median home price in the area is around $100,000, making it an affordable market compared to larger cities. With a mix of single-family homes, townhouses, and apartments, Stamford provides options for various preferences and budgets.

Some of the main attractions in Stamford include the Stamford Museum, which showcases the town's history and culture, and the beautiful Lake Stamford, a popular spot for fishing and outdoor activities. Additionally, residents and visitors can enjoy the local parks, restaurants, and community events that add to the town's charm.

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