DSCR up to 8 units in Stanford, CA

DSCR loan in Stanford, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Stanford, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Stanford, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Stanford, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Stanford, CA real estate investors have you covered.

Investment Opportunities in Stanford, CA

Benefits of a DSCR Loan in Stanford, California

DSCR (Debt-Service Coverage Ratio) loans offer numerous benefits for individuals in Stanford, California. These loans allow borrowers to secure financing for investment properties without impacting personal income. With DSCR loans, lenders primarily focus on the property's cash flow rather than the borrower's credit score, making it an attractive option for those looking to invest in real estate.

Stanford, California, boasts a diverse demographic profile, with a significant population of students, faculty, and professionals associated with Stanford University. The area exhibits a high standard of living, with a well-educated population and strong job market opportunities in various industries such as technology, healthcare, and education.

The housing market in Stanford, California, is competitive and primarily composed of high-end properties due to the area's affluent demographics. Despite high home prices, the real estate market remains resilient, offering opportunities for both buyers and sellers. Additionally, the demand for rental properties in Stanford is consistently high, providing a lucrative investment market for property owners.

Stanford's main attractions include the prestigious Stanford University campus, the beautiful Rodin Sculpture Garden, and the scenic Dish Hike with panoramic views of the Bay Area. The region also offers a plethora of dining options, cultural experiences, and outdoor activities, making it a desirable location for residents and visitors alike.

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