DSCR up to 8 units in Stanton, AL

DSCR loan in Stanton, AL is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Stanton, AL, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Stanton, AL

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Stanton, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Stanton, AL real estate investors have you covered.

Investment Opportunities in Stanton, AL

Benefits of a DSCR Loan in Stanton, Alabama

DSCR (Debt Service Coverage Ratio) loans in Stanton, Alabama provide numerous advantages to borrowers. These loans are ideal for real estate investors as they are based on the property's income potential rather than the borrower's credit score. This makes it easier for individuals to secure financing for investment properties without relying solely on personal financial history.

In terms of demographics, Stanton, Alabama, is a quaint town with a population of approximately 2,500 residents. The community is close-knit, offering a peaceful and tight community feel. The town is known for its friendly residents, low crime rate, and affordable cost of living, making it an attractive destination for families and retirees looking for a peaceful place to call home.

The housing market in Stanton, Alabama, is currently experiencing steady growth. With a median home price below the national average, it presents an affordable opportunity for homebuyers and investors. The market offers a mix of housing options, from single-family homes to spacious apartments, catering to various preferences and budgets.

Stanton, Alabama, boasts several main attractions that appeal to residents and visitors alike. The town is home to charming local shops, cozy cafes, and beautiful parks that offer recreational activities for all ages. Additionally, its proximity to natural attractions like parks and lakes provides ample opportunities for outdoor enthusiasts to explore and enjoy the serene surroundings.

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