DSCR up to 8 units in Sterling City, TX

DSCR loan in Sterling City, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Sterling City, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Sterling City, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Sterling City, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Sterling City, TX real estate investors have you covered.

Investment Opportunities in Sterling City, TX

Benefits of DSCR Loan in Sterling City, Texas

One of the key benefits of a Debt-Service Coverage Ratio (DSCR) loan in Sterling City, Texas, is the favorable interest rates that it offers to borrowers. This type of loan is structured to ensure that the income generated by the property is sufficient to cover the loan payments, reducing the lender's risk and allowing for more competitive rates.

Moreover, DSCR loans typically have longer repayment terms, which can help borrowers manage their cash flow more effectively and provide greater flexibility in their financial planning. This can be particularly advantageous for real estate investors looking to expand their portfolios in Sterling City.

Additionally, DSCR loans are available for various types of properties, including residential, commercial, and mixed-use buildings, making them a versatile financing option for individuals and businesses in Sterling City looking to purchase or refinance real estate.

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