DSCR up to 8 units in Stevenson Ranch, CA

DSCR loan in Stevenson Ranch, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Stevenson Ranch, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Stevenson Ranch, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Stevenson Ranch, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Stevenson Ranch, CA real estate investors have you covered.

Investment Opportunities in Stevenson Ranch, CA

Benefits of DSCR Loan in Stevenson Ranch, California

A Debt-Service Coverage Ratio (DSCR) loan in Stevenson Ranch, California, offers several advantages for real estate investors. DSCR loans provide a higher loan amount compared to traditional mortgages, making it easier to finance properties and increase cash flow.

Additionally, DSCR loans do not rely solely on personal credit scores, making them more accessible to individuals with varying credit histories. These loans also have flexible repayment terms, allowing borrowers to customize their payment schedules based on their financial situations.

Moreover, Stevenson Ranch boasts a vibrant community with a median household income significantly higher than the national average, creating a stable real estate market. The area's diverse population and excellent educational opportunities make it an attractive location for families and young professionals.

Stevenson Ranch is home to several main attractions, including the Pico Canyon Trail, offering residents and visitors opportunities for outdoor recreation and scenic views. The Stevenson Ranch Plaza provides a variety of shopping and dining options, contributing to the area's appeal and convenience.

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