DSCR up to 8 units in Stewarts Point, CA

DSCR loan in Stewarts Point, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Stewarts Point, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Stewarts Point, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Stewarts Point, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Stewarts Point, CA real estate investors have you covered.

Investment Opportunities in Stewarts Point, CA

Benefits of DSCR Loan in Stewarts Point, California

DSCR (Debt Service Coverage Ratio) loans in Stewarts Point offer several benefits to borrowers. One of the major advantages is that these loans typically have lower interest rates compared to traditional financing options. This can result in lower monthly payments and reduced overall borrowing costs. Additionally, DSCR loans are ideal for investors looking to purchase rental properties or commercial buildings as they consider potential rental income in the loan approval process.

Stewarts Point, California, is a small but vibrant community located along the picturesque Northern California coast. The town has a diverse demographic mix, with a population that includes working professionals, retirees, and artists. The median household income is above the national average, indicating a strong economic presence in the area.

The housing market in Stewarts Point is known for its stability and potential for growth. With a mix of historic homes and modern developments, the real estate market offers a variety of options for homebuyers and investors. The average home price in Stewarts Point is competitive, making it an attractive location for those looking to purchase property in a scenic coastal setting.

Stewarts Point and its surrounding areas offer a range of attractions for residents and visitors. The stunning coastline provides ample opportunities for outdoor activities such as hiking, fishing, and whale watching. The nearby Russian River Valley is renowned for its wineries and tasting rooms, making it a popular destination for wine enthusiasts.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now