DSCR up to 8 units in Stinson Beach, CA

DSCR loan in Stinson Beach, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Stinson Beach, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Stinson Beach, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Stinson Beach, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Stinson Beach, CA real estate investors have you covered.

Investment Opportunities in Stinson Beach, CA

Benefits of DSCR Loan in Stinson Beach, California

DSCR (Debt Service Coverage Ratio) loans offer several advantages for those looking to invest in real estate in Stinson Beach. These loans provide a way to finance properties without relying solely on personal income, making them attractive to investors with multiple properties or fluctuating income streams.

Stinson Beach, located in Marin County, has a population of around 632 residents. The area attracts a mix of tourists and locals, offering a laid-back atmosphere with stunning beaches and outdoor recreational opportunities. The median household income is above the national average, making it an attractive market for real estate investment.

The housing market in Stinson Beach is known for its high demand and limited inventory, leading to competitive pricing. The median home value is significantly above the national average, with a strong trend of appreciation over the years. DSCR loans can help investors capitalize on these market conditions by providing flexible financing options.

Main attractions in Stinson Beach include the beautiful Stinson Beach itself, known for its white sand and good surfing conditions. The nearby Mount Tamalpais State Park offers hiking trails and breathtaking views of the Bay Area, attracting outdoor enthusiasts and nature lovers alike.

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